Melissa Urbanec


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Reason #9

Financing - Our knowledge of various financial sources and their requirements, as well as alternative methods of financing, allow us to work effectively with Buyers to obtain adequate financing in the shortest possible time.

Seller Agency Services:



 Seller Questions and Answers About Closing Your Real Estate Sale


Do you cooperate with other local agents?

  • Yes, we are happy to cooperate with all local agents.  We welcome buyer's agents and feel that the additional exposure results in properties selling more quickly.

What do I need to remember to do before closing?

  • Notify the utility services to arrange for the final reading on your service connections, arrange for the payment of your final billing and for a refund of your deposits.
  • Contact your insurance agent to cancel your homeowners property and casualty insurance after closing.
  • Notify the Post Office to forward your mail to your new address.

Who receives the interest on the down payment?

  • No interest is earned on the down payment. Nebraska law requires that earnest and other deposits held in a real estate broker’s trust account be placed in an insured non-interest bearing bank account.

How are real estate taxes prorated?

  • If the taxes are paid in arrears, you can use last years tax bill.  Start by dividing the tax bill amount by 365 and this will give you a daily tax rate. Once you have the daily rate, you then determine how many days the seller owned the property including the day of closing.  Multiply the number of days by the daily rate and this gives you the estimated tax amount.

Can I cancel my homeowner’s insurance now that the deal is signed up?

  • No, you are the owner until the deed is transferred to the buyer at closing.

What happens at closing?

  • At closing, the transfer of ownership occurs in exchange for the purchase price.  This is the consummation of the real estate transaction.